Insurance Law


Insurance is supposed to provide a sense of security for things that are precious to you, such as your car, home, or business property. In exchange for a premium, insurance companies are supposed to insure those items against certain risks in order to provide you with a sense of security. These risks can vary from events that directly impact property, such as storm or fire damage covered by insurance, to things that involve your property—such as lawsuits based on events that happened on your property and where the insurance company is obligated to provide you with a defense.

Unfortunately, insurance companies are run by human beings, and human beings often make mistakes leading to delays or denials of the benefits you pay your hard-earned money for. These mistakes may be inadvertent, intentional, or something in between. That is where we come in. Pardell, Kruzyk & Giribaldo, PLLC is here to fight for your rights when you are owed insurance benefits that have not been paid for by the insurance company. We can represent you in the event of a dispute with your insurance company.

Typical sources of insurance disputes.

Typical areas where disputes commonly arise include:

  • Windstorm damage;
  • Hail damage;
  • Fire and smoke damage;
  • Plumbing leaks (including freezing pipes); and
  • An insurance company’s obligation to defend you in lawsuits involving your property.

We will fight to ensure you receive the entire insurance payment that you are entitled to.

Insurance disputes can be nuanced in complexity or simple and straightforward. No matter the claim, there is a chance that you may not have received the full amount of benefits you bargained for from the insurance company.

Whether it is a residential or commercial property, Pardell, Kruzyk & Giribaldo, PLLC can work with you on maximizing the chances for a recovery of the benefits you paid hard-earned insurance premiums for. If you believe that you were wrongfully denied any insurance benefits, do not hesitate to contact us at or at (561) 726-8444 for a free evaluation of your claim.